:root{
  --navy:#0F2443;
  --orange:#FF7A00;
  --cream:#F7F7F5;
  --ink:#111827;
  --radius:14px;
  --shadow:0 8px 24px rgba(15,36,67,.12);
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;background:var(--cream);color:var(--ink)}
a{color:#084ccf;text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1100px;margin:0 auto;padding:0 20px}

/* Header */
header{position:sticky;top:0;z-index:20;background:white;border-bottom:1px solid #e8edf3}
.nav{display:flex;align-items:center;justify-content:space-between;padding:12px 0}
.brand{font-weight:800;color:var(--navy);letter-spacing:.2px;font-size:20px;line-height:1.1;text-decoration:none}

/* Hamburger button */
.menu-toggle{display:none;flex-direction:column;justify-content:center;gap:5px;width:30px;height:24px;background:transparent;border:none;cursor:pointer}
.menu-toggle span{display:block;height:3px;width:100%;background:#0F2443;border-radius:2px;transition:.3s}

/* Nav links */
.site-nav{display:flex;gap:16px}
.site-nav a{color:#1f2937;text-decoration:none;font-weight:500}
.site-nav a:hover{color:var(--navy)}

/* Mobile behavior */
@media(max-width:768px){
  .menu-toggle{display:flex}
  .site-nav{
    position:absolute;top:64px;left:0;right:0;background:white;border-top:1px solid #e8edf3;
    flex-direction:column;align-items:flex-start;padding:10px 0;display:none;z-index:10
  }
  .site-nav a{padding:12px 20px;width:100%;border-bottom:1px solid #f0f2f6}
  .site-nav.open{display:flex}
  /* Hamburger active transforms into X */
  .menu-toggle.active span:nth-child(1){transform:rotate(45deg) translateY(8px)}
  .menu-toggle.active span:nth-child(2){opacity:0}
  .menu-toggle.active span:nth-child(3){transform:rotate(-45deg) translateY(-8px)}
}

/* Hero */
.hero{padding:36px 0;background:white}
.hero h1{margin:0 0 10px;color:var(--navy);font-size:36px;line-height:1.1}
.hero p{margin:0 0 18px;color:#334155}
.btn{display:inline-block;background:var(--orange);color:white;padding:12px 18px;border-radius:999px;font-weight:700;box-shadow:var(--shadow);text-decoration:none}
.btn:hover{filter:brightness(.98)}

/* Sections & cards */
.section{padding:32px 0}
.cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{border-radius:var(--radius);padding:20px;color:white;box-shadow:var(--shadow);min-height:120px}
.card.orange{background:var(--orange)}
.card.blue{background:var(--navy)}
.card h3{margin:0 0 8px;color:white}
.card p,.card li{color:white}

/* Split layout */
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:20px}

/* Forms */
label{color:white;font-weight:600}
input,textarea{width:100%;padding:12px 14px;border-radius:10px;border:none;margin-top:8px}
textarea{resize:vertical}

/* Footer */
footer{background:#0F1D35;color:#d6dde9;margin-top:24px}
footer .foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:20px;padding:24px 0}
footer a{color:#d6dde9}
footer h4{margin:0 0 8px;color:#e9effa}
.subfoot{border-top:1px solid #203353;padding:12px 0;color:#b8c4d9;font-size:13px}

/* Responsive tweaks */
@media(max-width:960px){
  .cards-grid{grid-template-columns:1fr}
  .split{grid-template-columns:1fr}
  .hero h1{font-size:30px}
  footer .foot{grid-template-columns:1fr}
}